by VALORUSA | Jun 4, 2015 | Pocket
Creating a budget can help you align your spending and saving with your short-term and long-term financial goals.By Jacob Gold As most everyone understands in theory, it is smart to be prepared for anything in life — whether it occurs personally, financially or...
by VALORUSA | Jun 3, 2015 | Pocket
I’ve earned a 16% annual return the last seven years by investing my entire 401(k) in stocks. Any reason I shouldn’t just keep my retirement savings in equities? –Ron R. I have no problem with you staying in stocks....
by VALORUSA | May 28, 2015 | Pocket
Do you know your FICO score? If you don’t, you are not alone. For many years, this critical data about you was largely behind a pay wall. But that is now changing, finally....
by VALORUSA | May 25, 2015 | Pocket
I hear a lot of talk about a possible major market correction. I’m nearing the end of my career and don’t want to jeopardize my retirement. What should I do to protect myself? –Dennis M....
by VALORUSA | May 18, 2015 | Pocket
This year 2.8 million students will complete college; on top of that another 1 million will finish graduate school. That means nearly 5 million people are or will soon be newly on their own and in many cases managing their finances for the first time ever....
by VALORUSA | May 11, 2015 | Pocket
Minimizing fees can effectively increase the returns of your investments.By Robert Berger The most basic strategy for building wealth for retirement is to save as much as you can. That’s certainly a good start....